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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,008 | $131,835-68.9% | $108,582-62.2% | $273,972-85.0% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 1.42% | -91.57%+93.0pp | -51.70%+53.1pp | 41.46%-40.0pp |
| Employer contribution / active EE | $1,924 | $4,913-60.8% | $3,758-48.8% | $4,869-60.5% |
| Participant deferral / active EE | $2,609 | $5,127-49.1% | $4,311-39.5% | $5,287-50.7% |
| Admin fee / account holder | $302 | $10,253-97.1% | $7,645-96.1% | $10,133-97.0% |