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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $41,375 |
Filed as: FIFTH THIRD BANK Service code 99 38 FOUNTAIN SQ PLZ · CINCINNATI, OH 45263 | Other Fees | $14,546 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $315 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB Service code 33 · EIN 94-1737782 | Securities brokerage | $2 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,575 | $78,562+12.7% | $105,608-16.1% | $74,429+19.0% |
| Participation rate | 94.4% | 72.8%+21.7pp | 75.3%+19.2pp | 67.2%+27.2pp |
| Annual return | 8.90% | 15.94%-7.0pp | 116.50%-107.6pp | 1368.38%-1359.5pp |
| Employer contribution / active EE | $2,738 | $2,521+8.6% | $3,167-13.6% | $2,625+4.3% |
| Participant deferral / active EE | $1,566 | $4,321-63.8% | $5,010-68.7% | $4,348-64.0% |
| Admin fee / account holder | $370 | $2,217-83.3% | $11,028-96.6% | $1,944-81.0% |