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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,760 | $93,617-49.0% | $135,982-64.9% | $75,177-36.5% |
| Participation rate | 96.3% | 75.2%+21.1pp | 81.9%+14.4pp | 67.2%+29.1pp |
| Annual return | 17.33% | 30.89%-13.6pp | 68.32%-51.0pp | 160.75%-143.4pp |
| Employer contribution / active EE | $5,497 | $3,538+55.4% | $4,859+13.1% | $2,671+105.8% |
| Participant deferral / active EE | $3,313 | $6,406-48.3% | $7,760-57.3% | $4,126-19.7% |
| Admin fee / account holder | $1,280 | $6,980-81.7% | $10,767-88.1% | $5,651-77.3% |