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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,409 | $160,028-61.6% | $147,080-58.2% | $145,884-57.9% |
| Participation rate | 95.8% | 84.0%+11.8pp | 82.2%+13.7pp | 80.3%+15.5pp |
| Annual return | 13.93% | 98.60%-84.7pp | 420.17%-406.2pp | 551.85%-537.9pp |
| Employer contribution / active EE | $4,839 | $5,286-8.4% | $4,933-1.9% | $4,662+3.8% |
| Participant deferral / active EE | $3,738 | $8,422-55.6% | $8,066-53.7% | $6,690-44.1% |
| Admin fee / account holder | $1,730 | $15,030-88.5% | $12,989-86.7% | $13,392-87.1% |