Retirement plan

COMMUNITY COUNSELING TAX DEFERRED ANNUITY PLAN

Name: COMMUNITY COUNSELING SERVICES INC. - COMMUNITY COUNSELING TAX DEFERRED ANNUITY PLAN (2023) Form 5500
Creator: COMMUNITY COUNSELING SERVICES INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COMMUNITY COUNSELING TAX DEFERRED ANNUITY PLAN, COMMUNITY COUNSELING SERVICES INC.

COMMUNITY COUNSELING SERVICES INC.EIN 34-1122071Plan #005PY 2023

2458 STETZER ROAD - BUCYRUS, OH 44820419-562-2000LinkedIn1-10 employeesindividual & family services

Other plans on this EIN

1 filing

#004Retirement-$326K assets

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$1.1M

-5.1% from 2022

Total participants

-4.1% from 2022

Average account balance

$19,213

-18.6% from 2022

Annual return

10.30%

+18.13 pp from 2022

Benchmarks

See 20,797 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort20,797 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-95.76%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2L2S2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$273K

$5817 / participant

Other / not subdivided$273K100.0%

% of EOY assets

25.410%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$19,213

$77,920-75.3%

$149,723-87.2%

$75,177-74.4%

Participation rate

70.2%

65.6%+4.6pp

78.8%-8.6pp

67.2%+3.0pp

Annual return

10.30%

31.72%-21.4pp

134.50%-124.2pp

160.75%-150.5pp

Employer contribution / active EE

$965

$3,138-69.2%

$4,821-80.0%

$2,671-63.9%

Participant deferral / active EE

$1,085

$3,411-68.2%

$5,682-80.9%

$4,126-73.7%

Admin fee / account holder

$4,882

$5,951-18.0%

$13,215-63.1%

$5,651-13.6%

COMMUNITY COUNSELING TAX DEFERRED ANNUITY PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COMMUNITY COUNSELING TAX DEFERRED ANNUITY PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion