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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,820 | $91,198+34.7% | $178,503-31.2% | $79,856+53.8% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 6.53% | 24.20%-17.7pp | 151.12%-144.6pp | 31.71%-25.2pp |
| Employer contribution / active EE | $4,640 | $3,257+42.5% | $5,011-7.4% | $2,471+87.7% |
| Participant deferral / active EE | $4,016 | $3,237+24.1% | $5,202-22.8% | $3,741+7.3% |
| Admin fee / account holder | $19,640 | $6,748+191.0% | $13,987+40.4% | $5,306+270.1% |