Retirement plan

BOYD, RUMMELL, CARACH, CURRY, KAUFMANN & BINS-CASTRONOVO CO., L.P.A. 401(K) PROFIT SHARING PLAN

Name: BOYD, RUMMELL, CARACH, CURRY, KAUFMANN & BINS-CASTRONOVO CO., L.P.A. - BOYD, RUMMELL, CARACH, CURRY, KAUFMANN & BINS-CASTRONOVO CO., L.P.A. 401(K) PROFIT SHARING PLAN (2018) Form 5500
Creator: BOYD, RUMMELL, CARACH, CURRY, KAUFMANN & BINS-CASTRONOVO CO., L.P.A.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BOYD, RUMMELL, CARACH, CURRY, KAUFMANN & BINS-CASTRONOVO CO., L.P.A. 401(K) PROFIT SHARING PLAN, BOYD, RUMMELL, CARACH, CURRY, KAUFMANN & BINS-CASTRONOVO CO., L.P.A.

BOYD, RUMMELL, CARACH, CURRY, KAUFMANN & BINS-CASTRONOVO CO., L.P.A.EIN 34-1095205Plan #002PY 2018

4TH FLOOR HUNTINGTON BANK BLDG. - YOUNGSTOWN, OH 44501330-744-0291

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.8M

-8.1% from 2017

Total participants

-7.1% from 2017

Average account balance

$215,066

-1.1% from 2017

Annual return

-5.44%

-23.42 pp from 2017

Benchmarks

See 116,771 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort116,771 peers

Snapshot2018

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$3.09M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$515K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$14K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.52%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$434324

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

See the 10-year trajectory. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

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Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$122K

$12239 / participant

Other / not subdivided$122K100.0%

% of EOY assets

4.377%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$215,066

$138,065+55.8%

$123,544+74.1%

$135,375+58.9%

Participation rate

100.0%

84.7%+15.3pp

82.3%+17.7pp

82.6%+17.4pp

Annual return

-5.44%

153.68%-159.1pp

119.20%-124.6pp

519.73%-525.2pp

Employer contribution / active EE

$1,689

$5,151-67.2%

$4,628-63.5%

$4,779-64.7%

Participant deferral / active EE

$2,296

$6,799-66.2%

$6,426-64.3%

$5,609-59.1%

Admin fee / account holder

$9,414

$10,916-13.8%

$9,284+1.4%

$10,827-13.0%

BOYD, RUMMELL, CARACH, CURRY, KAUFMANN & BINS-CASTRONOVO CO., L.P.A. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BOYD, RUMMELL, CARACH, CURRY, KAUFMANN & BINS-CASTRONOVO CO., L.P.A. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion