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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,468 | $48,078+127.7% | $78,676+39.1% | $62,881+74.1% |
| Participation rate | 86.4% | 65.2%+21.2pp | 73.6%+12.9pp | 69.3%+17.1pp |
| Annual return | 2.81% | 31.36%-28.6pp | 62.19%-59.4pp | 20.14%-17.3pp |
| Employer contribution / active EE | $1,422 | $2,015-29.4% | $2,850-50.1% | $2,281-37.7% |
| Participant deferral / active EE | $3,370 | $2,587+30.2% | $3,517-4.2% | $3,203+5.2% |
| Admin fee / account holder | $3,491 | $3,206+8.9% | $4,510-22.6% | $4,296-18.7% |