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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,578 | $123,750-84.2% | $69,611-71.9% | $145,877-86.6% |
| Participation rate | 100.0% | 69.2%+30.8pp | 66.4%+33.6pp | 80.3%+19.7pp |
| Annual return | 14.89% | 192.03%-177.1pp | 101.14%-86.3pp | 551.28%-536.4pp |
| Employer contribution / active EE | $11,333 | $2,672+324.2% | $1,709+563.3% | $4,663+143.0% |
| Participant deferral / active EE | $4,841 | $4,243+14.1% | $2,891+67.5% | $6,691-27.6% |
| Admin fee / account holder | $362 | $7,817-95.4% | $4,696-92.3% | $13,402-97.3% |