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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,119 | $177,156+13.0% | $147,027+36.1% | $154,746+29.3% |
| Participation rate | 70.0% | 79.4%-9.4pp | 73.7%-3.7pp | 80.7%-10.7pp |
| Annual return | 15.47% | 21.94%-6.5pp | 20.23%-4.8pp | 172.34%-156.9pp |
| Employer contribution / active EE | $3,118 | $4,336-28.1% | $3,626-14.0% | $4,379-28.8% |
| Participant deferral / active EE | $9,673 | $5,797+66.9% | $4,933+96.1% | $6,730+43.7% |
| Admin fee / account holder | $16,858 | $14,904+13.1% | $12,223+37.9% | $14,365+17.4% |