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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,119 | $161,352+24.0% | $134,172+49.2% | $137,256+45.8% |
| Participation rate | 70.0% | 78.3%-8.3pp | 72.5%-2.5pp | 80.0%-10.0pp |
| Annual return | 15.47% | 28.72%-13.2pp | 25.30%-9.8pp | 220.34%-204.9pp |
| Employer contribution / active EE | $3,118 | $4,099-23.9% | $3,420-8.8% | $4,156-25.0% |
| Participant deferral / active EE | $9,673 | $5,552+74.2% | $4,690+106.2% | $6,407+51.0% |
| Admin fee / account holder | $16,858 | $15,028+12.2% | $12,016+40.3% | $12,270+37.4% |