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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,625 | $97,729+41.8% | $83,830+65.4% | $135,379+2.4% |
| Participation rate | 70.0% | 80.0%-10.0pp | 76.1%-6.1pp | 82.6%-12.6pp |
| Annual return | -4.45% | 1287.52%-1292.0pp | 850.97%-855.4pp | 519.79%-524.2pp |
| Employer contribution / active EE | $7,137 | $4,222+69.1% | $3,631+96.6% | $4,779+49.3% |
| Participant deferral / active EE | $2,575 | $4,683-45.0% | $4,082-36.9% | $5,609-54.1% |
| Admin fee / account holder | $1,312 | $6,674-80.3% | $5,479-76.1% | $10,828-87.9% |