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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,293 | $99,994+42.3% | $146,643-3.0% | $85,847+65.8% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 12.12% | 18.93%-6.8pp | 22.75%-10.6pp | 318.61%-306.5pp |
| Employer contribution / active EE | $7,143 | $2,559+179.1% | $4,137+72.7% | $2,565+178.4% |
| Participant deferral / active EE | $169 | $4,006-95.8% | $5,506-96.9% | $3,952-95.7% |
| Admin fee / account holder | $552 | $7,703-92.8% | $10,280-94.6% | $6,261-91.2% |