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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,119 | $254,759+19.4% | $216,567+40.4% | $198,609+53.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 12.55% | 10.04%+2.5pp | 12.94%-0.4pp | 202.70%-190.1pp |
| Employer contribution / active EE | $2,722 | $6,096-55.3% | $5,216-47.8% | $5,055-46.1% |
| Participant deferral / active EE | $1,788 | $6,948-74.3% | $6,191-71.1% | $6,977-74.4% |
| Admin fee / account holder | $1,142 | $26,311-95.7% | $21,981-94.8% | $19,030-94.0% |