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| Provider | Service type | Compensation |
|---|---|---|
NATIONWIDE8+ years Service code 15 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215 | Recordkeeping | $23,221 |
GEM-YOUNG WEALTH ADVISORS8+ years Service code 27 · EIN 46-5439400 | Advisory (Plan) | $12,344 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,111 | $71,523+19.0% | $98,461-13.6% | $71,511+19.0% |
| Participation rate | 73.6% | 72.7%+0.9pp | 75.2%-1.5pp | 67.9%+5.7pp |
| Annual return | 9.69% | 32.43%-22.7pp | 21.17%-11.5pp | 28.86%-19.2pp |
| Employer contribution / active EE | $1,513 | $2,399-36.9% | $3,049-50.4% | $2,589-41.6% |
| Participant deferral / active EE | $2,734 | $4,109-33.4% | $4,738-42.3% | $4,291-36.3% |
| Admin fee / account holder | $399 | $1,676-76.2% | $8,961-95.6% | $1,588-74.9% |