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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,068 | $73,009-49.2% | $90,760-59.2% | $68,486-45.9% |
| Participation rate | 82.5% | 70.8%+11.6pp | 75.7%+6.8pp | 67.9%+14.6pp |
| Annual return | -21.38% | -13.81%-7.6pp | -12.16%-9.2pp | -7.85%-13.5pp |
| Employer contribution / active EE | $1,246 | $2,193-43.2% | $2,922-57.3% | $2,597-52.0% |
| Participant deferral / active EE | $3,999 | $3,626+10.3% | $4,565-12.4% | $4,028-0.7% |
| Admin fee / account holder | $3,977 | $5,896-32.5% | $8,444-52.9% | $5,404-26.4% |