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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,821 | $104,251-65.6% | $91,004-60.6% | $147,586-75.7% |
| Participation rate | 71.4% | 78.2%-6.8pp | 75.6%-4.2pp | 82.8%-11.4pp |
| Annual return | 14.64% | 27.06%-12.4pp | 4.60%+10.0pp | 578.59%-564.0pp |
| Employer contribution / active EE | $1,402 | $3,116-55.0% | $2,456-42.9% | $4,876-71.2% |
| Participant deferral / active EE | $2,014 | $4,195-52.0% | $3,548-43.2% | $5,439-63.0% |
| Admin fee / account holder | $407 | $8,948-95.5% | $5,417-92.5% | $10,886-96.3% |