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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,414 | $125,237-26.2% | $105,608-12.5% | $145,877-36.6% |
| Participation rate | 71.4% | 77.7%-6.2pp | 75.3%-3.9pp | 80.3%-8.9pp |
| Annual return | 19.96% | 225.76%-205.8pp | 116.50%-96.5pp | 551.28%-531.3pp |
| Employer contribution / active EE | $1,519 | $3,720-59.2% | $3,167-52.0% | $4,663-67.4% |
| Participant deferral / active EE | $1,818 | $5,711-68.2% | $5,010-63.7% | $6,691-72.8% |
| Admin fee / account holder | $940 | $17,287-94.6% | $11,028-91.5% | $13,402-93.0% |