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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,826 | $100,194-15.3% | $122,979-31.0% | $86,983-2.5% |
| Participation rate | 89.2% | 73.0%+16.2pp | 77.2%+12.0pp | 69.5%+19.6pp |
| Annual return | 9.35% | 16.47%-7.1pp | 20.12%-10.8pp | 25.83%-16.5pp |
| Employer contribution / active EE | $1,337 | $2,326-42.5% | $3,062-56.3% | $2,584-48.3% |
| Participant deferral / active EE | $4,803 | $4,133+16.2% | $5,003-4.0% | $4,194+14.5% |
| Admin fee / account holder | $17,596 | $10,148+73.4% | $12,864+36.8% | $7,856+124.0% |