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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,444 | $72,639+60.3% | $90,766+28.3% | $66,949+73.9% |
| Participation rate | 95.3% | 73.7%+21.6pp | 75.7%+19.6pp | 69.8%+25.5pp |
| Annual return | -21.65% | -12.28%-9.4pp | -12.16%-9.5pp | 1.57%-23.2pp |
| Employer contribution / active EE | $5,640 | $2,369+138.1% | $2,922+93.0% | $2,545+121.6% |
| Participant deferral / active EE | $4,951 | $3,979+24.4% | $4,565+8.4% | $4,239+16.8% |
| Admin fee / account holder | $14,342 | $708+1927.1% | $8,446+69.8% | $594+2316.2% |