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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,573 | $48,364+48.0% | $71,796-0.3% | $62,881+13.8% |
| Participation rate | 40.5% | 60.6%-20.1pp | 69.1%-28.6pp | 69.3%-28.8pp |
| Annual return | 5.48% | 13.16%-7.7pp | 78.04%-72.6pp | 20.14%-14.7pp |
| Employer contribution / active EE | $817 | $1,042-21.6% | $1,924-57.5% | $2,281-64.2% |
| Participant deferral / active EE | $2,562 | $2,091+22.5% | $2,794-8.3% | $3,203-20.0% |
| Admin fee / account holder | $24,024 | $3,771+537.0% | $4,815+399.0% | $4,296+459.3% |