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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,785 | $81,504+42.1% | $102,437+13.0% | $80,959+43.0% |
| Participation rate | 87.5% | 66.9%+20.6pp | 74.5%+13.0pp | 67.7%+19.8pp |
| Annual return | 10.84% | 25.60%-14.8pp | 24.95%-14.1pp | 35.67%-24.8pp |
| Employer contribution / active EE | $7,322 | $3,104+135.9% | $3,871+89.2% | $2,757+165.5% |
| Participant deferral / active EE | $1,528 | $3,871-60.5% | $5,060-69.8% | $4,300-64.5% |
| Admin fee / account holder | $8,337 | $6,719+24.1% | $8,388-0.6% | $6,925+20.4% |