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Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,058 | $52,961-39.5% | $172,752-81.4% | $65,185-50.8% |
| Participation rate | 78.9% | 66.2%+12.7pp | 82.6%-3.7pp | 70.2%+8.7pp |
| Annual return | 14.65% | 30.12%-15.5pp | 802.97%-788.3pp | 29.38%-14.7pp |
| Employer contribution / active EE | $1,166 | $2,190-46.7% | $5,144-77.3% | $2,177-46.4% |
| Participant deferral / active EE | $0 | $2,471-100.0% | $5,198-100.0% | $3,514-100.0% |
| Admin fee / account holder | $0 | $472-100.0% | $13,955-100.0% | $847-100.0% |