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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,334 | $61,605-6.9% | $112,273-48.9% | $75,173-23.7% |
| Participation rate | 61.4% | 61.7%-0.3pp | 72.4%-11.0pp | 67.2%-5.8pp |
| Annual return | 15.49% | 28.47%-13.0pp | 30.23%-14.7pp | 160.72%-145.2pp |
| Employer contribution / active EE | $1,417 | $2,015-29.7% | $3,431-58.7% | $2,671-47.0% |
| Participant deferral / active EE | $3,162 | $3,108+1.7% | $4,800-34.1% | $4,126-23.4% |
| Admin fee / account holder | $20,227 | $4,862+316.0% | $7,752+160.9% | $5,651+258.0% |