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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,507 | $68,880-22.3% | $120,580-55.6% | $80,959-33.9% |
| Participation rate | 64.7% | 61.7%+3.0pp | 72.0%-7.3pp | 67.7%-3.0pp |
| Annual return | 12.59% | 23.68%-11.1pp | 107.48%-94.9pp | 35.67%-23.1pp |
| Employer contribution / active EE | $1,210 | $2,066-41.4% | $3,469-65.1% | $2,757-56.1% |
| Participant deferral / active EE | $3,282 | $3,191+2.9% | $4,995-34.3% | $4,300-23.7% |
| Admin fee / account holder | $18,551 | $5,785+220.7% | $9,418+97.0% | $6,925+167.9% |