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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,850 | $133,998+194.7% | $112,263+251.7% | $134,545+193.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -12.09% | 47.17%-59.3pp | 27.49%-39.6pp | 418.37%-430.5pp |
| Employer contribution / active EE | $0 | $4,040-100.0% | $3,636-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $485 | $5,292-90.8% | $4,729-89.7% | $6,401-92.4% |
| Admin fee / account holder | $1,939 | $7,493-74.1% | $6,410-69.7% | $11,431-83.0% |