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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,115 | $110,410+7.9% | $102,437+16.3% | $145,897-18.4% |
| Participation rate | 93.8% | 77.9%+15.8pp | 74.5%+19.2pp | 80.3%+13.4pp |
| Annual return | 4.59% | 24.85%-20.3pp | 24.95%-20.4pp | 552.29%-547.7pp |
| Employer contribution / active EE | $19,004 | $4,217+350.6% | $3,871+391.0% | $4,663+307.6% |
| Participant deferral / active EE | $822 | $5,622-85.4% | $5,060-83.7% | $6,689-87.7% |
| Admin fee / account holder | $347,207 | $9,745+3462.9% | $8,388+4039.3% | $13,390+2493.0% |