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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,254 | $63,809+159.0% | $81,353+103.1% | $80,935+104.2% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.7%+32.3pp |
| Annual return | 9.98% | 16.37%-6.4pp | 24.82%-14.8pp | 35.66%-25.7pp |
| Employer contribution / active EE | $4,402 | $1,981+122.2% | $2,464+78.7% | $2,757+59.7% |
| Participant deferral / active EE | $4,619 | $3,093+49.3% | $3,885+18.9% | $4,299+7.4% |
| Admin fee / account holder | $2,459 | $5,686-56.8% | $5,766-57.4% | $6,924-64.5% |