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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,793 | $77,920-56.6% | $149,723-77.4% | $75,177-55.0% |
| Participation rate | 80.0% | 65.6%+14.4pp | 78.8%+1.2pp | 67.2%+12.8pp |
| Annual return | 10.63% | 31.72%-21.1pp | 134.50%-123.9pp | 160.75%-150.1pp |
| Employer contribution / active EE | $1,404 | $3,138-55.2% | $4,821-70.9% | $2,671-47.4% |
| Participant deferral / active EE | $2,706 | $3,411-20.7% | $5,682-52.4% | $4,126-34.4% |
| Admin fee / account holder | $2,859 | $5,951-52.0% | $13,215-78.4% | $5,651-49.4% |