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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,814 | $61,660-3.0% | $80,022-25.3% | $64,173-6.8% |
| Participation rate | 92.5% | 71.7%+20.8pp | 75.8%+16.7pp | 69.6%+22.9pp |
| Annual return | -8.89% | -0.33%-8.6pp | 11.22%-20.1pp | 7.63%-16.5pp |
| Employer contribution / active EE | $613 | $1,810-66.1% | $2,468-75.2% | $2,381-74.3% |
| Participant deferral / active EE | $1,483 | $2,968-50.0% | $3,686-59.8% | $3,470-57.3% |
| Admin fee / account holder | $2,233 | $5,417-58.8% | $6,521-65.8% | $4,887-54.3% |