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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,584 | $99,032+14.7% | $80,022+41.9% | $135,380-16.1% |
| Participation rate | 90.0% | 78.4%+11.6pp | 75.8%+14.2pp | 82.6%+7.4pp |
| Annual return | -5.82% | 15.39%-21.2pp | 11.22%-17.0pp | 519.81%-525.6pp |
| Employer contribution / active EE | $10,000 | $3,043+228.6% | $2,468+305.2% | $4,779+109.3% |
| Participant deferral / active EE | $0 | $4,282-100.0% | $3,686-100.0% | $5,609-100.0% |
| Admin fee / account holder | $1,782 | $10,436-82.9% | $6,521-72.7% | $10,828-83.5% |