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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,693 | $225,673-65.6% | $203,872-61.9% | $155,188-49.9% |
| Participation rate | 50.0% | 80.3%-30.3pp | 77.8%-27.8pp | 80.8%-30.8pp |
| Annual return | 16.72% | 95.91%-79.2pp | 85.11%-68.4pp | 148.84%-132.1pp |
| Employer contribution / active EE | $369 | $4,099-91.0% | $3,757-90.2% | $4,248-91.3% |
| Participant deferral / active EE | $2,544 | $6,893-63.1% | $6,388-60.2% | $6,531-61.0% |
| Admin fee / account holder | $7,682 | $12,327-37.7% | $11,730-34.5% | $14,480-46.9% |