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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,603 | $67,602-50.3% | $82,312-59.2% | $70,126-52.1% |
| Participation rate | 67.9% | 72.8%-4.9pp | 76.9%-9.0pp | 69.5%-1.7pp |
| Annual return | 16.52% | 21.57%-5.0pp | 25.88%-9.4pp | 73.15%-56.6pp |
| Employer contribution / active EE | $1,411 | $1,755-19.6% | $2,428-41.9% | $2,343-39.8% |
| Participant deferral / active EE | $2,628 | $2,987-12.0% | $3,706-29.1% | $3,332-21.1% |
| Admin fee / account holder | $3,232 | $4,512-28.4% | $5,608-42.4% | $4,645-30.4% |