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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,845 | $112,131+81.8% | $95,964+112.4% | $158,982+28.2% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 5.71% | 171.19%-165.5pp | 91.64%-85.9pp | 302.99%-297.3pp |
| Employer contribution / active EE | $3,248 | $3,199+1.5% | $2,541+27.8% | $4,763-31.8% |
| Participant deferral / active EE | $7,864 | $4,784+64.4% | $4,167+88.7% | $5,983+31.4% |
| Admin fee / account holder | $415 | $10,136-95.9% | $6,797-93.9% | $11,252-96.3% |