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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,946 | $190,916-4.7% | $160,037+13.7% | $134,545+35.2% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.0%+7.7pp | 81.2%+4.5pp |
| Annual return | -21.47% | 552.79%-574.3pp | 408.95%-430.4pp | 418.37%-439.8pp |
| Employer contribution / active EE | $2,928 | $4,996-41.4% | $4,226-30.7% | $4,742-38.2% |
| Participant deferral / active EE | $6,899 | $6,925-0.4% | $6,184+11.6% | $6,401+7.8% |
| Admin fee / account holder | $7,003 | $10,497-33.3% | $8,716-19.7% | $11,431-38.7% |