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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,426 | $65,395-36.7% | $182,540-77.3% | $72,975-43.2% |
| Participation rate | 96.4% | 65.4%+31.0pp | 78.0%+18.5pp | 69.5%+26.9pp |
| Annual return | 2.22% | 27.68%-25.5pp | 148.58%-146.4pp | 81.01%-78.8pp |
| Employer contribution / active EE | $489 | $1,911-74.4% | $4,076-88.0% | $2,440-80.0% |
| Participant deferral / active EE | $3,711 | $3,563+4.1% | $5,525-32.8% | $3,608+2.9% |
| Admin fee / account holder | $17,993 | $4,245+323.9% | $8,593+109.4% | $5,124+251.2% |