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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,557 | $48,432+8.5% | $121,210-56.6% | $71,529-26.5% |
| Participation rate | 64.2% | 54.3%+9.9pp | 69.5%-5.4pp | 67.9%-3.8pp |
| Annual return | 14.80% | 23.28%-8.5pp | 987.41%-972.6pp | 28.97%-14.2pp |
| Employer contribution / active EE | $1,713 | $1,493+14.8% | $4,171-58.9% | $2,590-33.8% |
| Participant deferral / active EE | $2,993 | $2,756+8.6% | $4,084-26.7% | $4,291-30.3% |
| Admin fee / account holder | $11,707 | $1,845+534.6% | $5,647+107.3% | $1,588+637.0% |