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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,006 | $62,549-56.8% | $85,705-68.5% | $85,851-68.5% |
| Participation rate | 84.0% | 61.1%+22.9pp | 69.9%+14.1pp | 69.3%+14.7pp |
| Annual return | 9.91% | 23.77%-13.9pp | 21.49%-11.6pp | 318.63%-308.7pp |
| Employer contribution / active EE | $736 | $1,755-58.1% | $2,619-71.9% | $2,565-71.3% |
| Participant deferral / active EE | $1,777 | $2,802-36.6% | $3,924-54.7% | $3,952-55.0% |
| Admin fee / account holder | $417 | $4,644-91.0% | $6,877-93.9% | $6,261-93.3% |