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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,421 | $86,288+198.3% | $111,306+131.3% | $85,851+199.8% |
| Participation rate | 87.9% | 73.3%+14.5pp | 77.3%+10.6pp | 69.3%+18.6pp |
| Annual return | 16.12% | 19.99%-3.9pp | 54.67%-38.5pp | 318.63%-302.5pp |
| Employer contribution / active EE | $1,031 | $2,044-49.5% | $2,732-62.3% | $2,565-59.8% |
| Participant deferral / active EE | $3,611 | $3,641-0.8% | $4,488-19.5% | $3,952-8.6% |
| Admin fee / account holder | $21,752 | $8,189+165.6% | $7,966+173.1% | $6,261+247.4% |