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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,795 | $104,251-70.5% | $91,004-66.2% | $147,586-79.1% |
| Participation rate | 89.5% | 78.2%+11.2pp | 75.6%+13.9pp | 82.8%+6.6pp |
| Annual return | 16.97% | 27.06%-10.1pp | 4.60%+12.4pp | 578.59%-561.6pp |
| Employer contribution / active EE | $3,217 | $3,116+3.2% | $2,456+31.0% | $4,876-34.0% |
| Participant deferral / active EE | $2,543 | $4,195-39.4% | $3,548-28.3% | $5,439-53.2% |
| Admin fee / account holder | $4,439 | $8,948-50.4% | $5,417-18.1% | $10,886-59.2% |