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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,499 | $156,616-52.4% | $133,346-44.1% | $198,609-62.5% |
| Participation rate | 62.5% | 77.7%-15.2pp | 72.8%-10.3pp | 82.4%-19.9pp |
| Annual return | 11.97% | 44.25%-32.3pp | 36.85%-24.9pp | 202.70%-190.7pp |
| Employer contribution / active EE | $3,710 | $3,368+10.1% | $2,853+30.0% | $5,055-26.6% |
| Participant deferral / active EE | $8,222 | $4,920+67.1% | $4,332+89.8% | $6,977+17.9% |
| Admin fee / account holder | $30 | $17,468-99.8% | $14,264-99.8% | $19,030-99.8% |