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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,499 | $124,980-40.4% | $108,359-31.2% | $154,746-51.9% |
| Participation rate | 62.5% | 75.2%-12.7pp | 70.1%-7.6pp | 80.7%-18.2pp |
| Annual return | 11.97% | 45.00%-33.0pp | 36.89%-24.9pp | 172.34%-160.4pp |
| Employer contribution / active EE | $3,710 | $2,851+30.1% | $2,399+54.6% | $4,379-15.3% |
| Participant deferral / active EE | $8,222 | $4,743+73.4% | $4,137+98.8% | $6,730+22.2% |
| Admin fee / account holder | $30 | $11,502-99.7% | $9,741-99.7% | $14,365-99.8% |