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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,723 | $70,430-16.6% | $96,572-39.2% | $85,851-31.6% |
| Participation rate | 55.7% | 61.8%-6.1pp | 69.8%-14.1pp | 69.3%-13.6pp |
| Annual return | 13.83% | 18.58%-4.8pp | 37.79%-24.0pp | 318.63%-304.8pp |
| Employer contribution / active EE | $330 | $1,413-76.6% | $2,357-86.0% | $2,565-87.1% |
| Participant deferral / active EE | $3,351 | $2,894+15.8% | $3,850-13.0% | $3,952-15.2% |
| Admin fee / account holder | $6,657 | $4,996+33.2% | $6,183+7.7% | $6,261+6.3% |