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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,123 | $51,194+35.0% | $70,525-2.0% | $75,173-8.0% |
| Participation rate | 87.8% | 60.9%+26.8pp | 68.4%+19.4pp | 67.2%+20.6pp |
| Annual return | 20.88% | 30.03%-9.1pp | 32.76%-11.9pp | 160.65%-139.8pp |
| Employer contribution / active EE | $6,624 | $1,826+262.7% | $2,974+122.7% | $2,670+148.0% |
| Participant deferral / active EE | $1,332 | $2,850-53.2% | $4,567-70.8% | $4,126-67.7% |
| Admin fee / account holder | $3,768 | $4,092-7.9% | $6,413-41.2% | $5,651-33.3% |