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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,941 | $103,393+57.6% | $87,103+87.1% | $152,909+6.6% |
| Participation rate | 71.4% | 79.4%-7.9pp | 76.9%-5.4pp | 82.5%-11.0pp |
| Annual return | 1.70% | 28.10%-26.4pp | 28.19%-26.5pp | 345.46%-343.8pp |
| Employer contribution / active EE | $957 | $3,221-70.3% | $2,521-62.0% | $4,764-79.9% |
| Participant deferral / active EE | $5,370 | $4,778+12.4% | $4,049+32.6% | $5,851-8.2% |
| Admin fee / account holder | $13,323 | $12,195+9.2% | $7,491+77.8% | $11,601+14.8% |