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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,815 | $64,324-28.8% | $118,914-61.5% | $79,856-42.6% |
| Participation rate | 98.0% | 64.9%+33.2pp | 75.4%+22.6pp | 69.6%+28.4pp |
| Annual return | 15.15% | 86.45%-71.3pp | 35.89%-20.7pp | 31.71%-16.6pp |
| Employer contribution / active EE | $1,516 | $1,836-17.4% | $3,264-53.6% | $2,471-38.7% |
| Participant deferral / active EE | $2,245 | $2,824-20.5% | $4,266-47.4% | $3,741-40.0% |
| Admin fee / account holder | $3,716 | $4,040-8.0% | $6,582-43.5% | $5,306-30.0% |