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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,894 | $223,823+51.9% | $211,142+61.0% | $154,746+119.6% |
| Participation rate | 71.4% | 87.9%-16.4pp | 87.3%-15.9pp | 80.7%-9.3pp |
| Annual return | 18.34% | 50.39%-32.1pp | 46.84%-28.5pp | 172.34%-154.0pp |
| Employer contribution / active EE | $4,347 | $6,787-36.0% | $6,442-32.5% | $4,379-0.7% |
| Participant deferral / active EE | $15,079 | $9,750+54.6% | $9,284+62.4% | $6,730+124.0% |
| Admin fee / account holder | $18,562 | $19,707-5.8% | $19,076-2.7% | $14,365+29.2% |