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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,571 | $136,860+54.6% | $120,344+75.8% | $154,746+36.7% |
| Participation rate | 86.7% | 79.9%+6.8pp | 76.7%+10.0pp | 80.7%+6.0pp |
| Annual return | 6.88% | 21.38%-14.5pp | 20.30%-13.4pp | 172.34%-165.5pp |
| Employer contribution / active EE | $5,043 | $3,533+42.7% | $3,020+67.0% | $4,379+15.2% |
| Participant deferral / active EE | $4,758 | $5,793-17.9% | $5,135-7.3% | $6,730-29.3% |
| Admin fee / account holder | $94,800 | $15,393+515.9% | $12,742+644.0% | $14,365+559.9% |