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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,446 | $117,895+120.1% | $102,460+153.2% | $145,897+77.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 16.64% | 31.92%-15.3pp | 29.47%-12.8pp | 552.29%-535.7pp |
| Employer contribution / active EE | $4,723 | $3,619+30.5% | $3,025+56.1% | $4,663+1.3% |
| Participant deferral / active EE | $4,856 | $5,736-15.3% | $5,056-4.0% | $6,689-27.4% |
| Admin fee / account holder | $3,379 | $13,353-74.7% | $9,460-64.3% | $13,390-74.8% |