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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,571 | $124,425+70.0% | $112,040+88.8% | $137,256+54.1% |
| Participation rate | 86.7% | 79.3%+7.4pp | 76.5%+10.2pp | 80.0%+6.7pp |
| Annual return | 6.88% | 24.72%-17.8pp | 24.52%-17.6pp | 220.34%-213.5pp |
| Employer contribution / active EE | $5,043 | $3,411+47.8% | $2,954+70.7% | $4,156+21.3% |
| Participant deferral / active EE | $4,758 | $5,718-16.8% | $5,098-6.7% | $6,407-25.7% |
| Admin fee / account holder | $94,800 | $15,207+523.4% | $12,098+683.6% | $12,270+672.6% |