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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,013 | $68,097-73.5% | $62,929-71.4% | $137,256-86.9% |
| Participation rate | 84.2% | 77.4%+6.8pp | 73.1%+11.1pp | 80.0%+4.3pp |
| Annual return | 15.79% | 1859.11%-1843.3pp | 1063.93%-1048.1pp | 220.34%-204.6pp |
| Employer contribution / active EE | $1,153 | $2,811-59.0% | $2,505-54.0% | $4,156-72.3% |
| Participant deferral / active EE | $953 | $4,553-79.1% | $3,888-75.5% | $6,407-85.1% |
| Admin fee / account holder | $1,061 | $6,521-83.7% | $5,065-79.1% | $12,270-91.4% |