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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,836 | $112,121-61.8% | $95,960-55.4% | $158,966-73.1% |
| Participation rate | 83.3% | 79.0%+4.3pp | 77.1%+6.3pp | 82.0%+1.4pp |
| Annual return | 9.17% | 171.16%-162.0pp | 91.63%-82.5pp | 302.95%-293.8pp |
| Employer contribution / active EE | $544 | $3,199-83.0% | $2,541-78.6% | $4,762-88.6% |
| Participant deferral / active EE | $4,467 | $4,784-6.6% | $4,167+7.2% | $5,983-25.3% |
| Admin fee / account holder | $6,758 | $10,135-33.3% | $6,797-0.6% | $11,250-39.9% |