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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,110 | $72,486-43.3% | $87,103-52.8% | $72,976-43.7% |
| Participation rate | 86.8% | 72.8%+14.0pp | 76.9%+10.0pp | 69.5%+17.4pp |
| Annual return | 7.33% | 24.46%-17.1pp | 28.19%-20.9pp | 81.02%-73.7pp |
| Employer contribution / active EE | $298 | $1,894-84.2% | $2,521-88.2% | $2,440-87.8% |
| Participant deferral / active EE | $1,503 | $3,270-54.0% | $4,049-62.9% | $3,608-58.3% |
| Admin fee / account holder | $2,416 | $5,055-52.2% | $7,491-67.8% | $5,124-52.9% |