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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,673 | $65,376+58.6% | $87,104+19.0% | $65,185+59.0% |
| Participation rate | 91.3% | 75.3%+15.9pp | 76.9%+14.4pp | 70.2%+21.1pp |
| Annual return | 21.49% | 31.27%-9.8pp | 28.19%-6.7pp | 29.38%-7.9pp |
| Employer contribution / active EE | $3,020 | $1,822+65.7% | $2,521+19.8% | $2,177+38.7% |
| Participant deferral / active EE | $3,945 | $3,388+16.4% | $4,048-2.6% | $3,514+12.3% |
| Admin fee / account holder | $10,787 | $520+1975.6% | $7,491+44.0% | $847+1173.3% |